Can filing bankruptcy stop bill collectors from calling?
The automatic stay prevents bill collectors from taking any action to collect debts.† Once creditors or a bill collector becomes aware of a filing for bankruptcy protection, they must immediately stop all collection efforts.
After you file the bankruptcy petition, the court mails a notice to all the creditors listed in your bankruptcy schedules. This usually takes a couple of weeks. Creditors will also stop calling if you inform them that you filed the bankruptcy petition, and supply them with your case number. In some cases, we would advise you, to contact a creditor immediately upon filing the bankruptcy petition, especially if a lawsuit is pending. If a creditor continues to use collection tactics once informed of the bankruptcy they may be liable for court sanctions.
Law Office of Donald L Fritzen * 421 East Fremont Street * Laramie, Wyoming 82072 *-(307)745-7091
Donald L. Fritzen
Wyoming Bankruptcy Attorney
Frequently Asked Questions